Last updated May 20, 2026

Terms of Use

Acceptance of the Terms of Use

These Terms of Use ("Terms") are a contract between you and Arty Finch L.L.C., a Florida company ("Company," "we," or "us"). They govern your access to and use of the websites we operate, including artyfinch.com and gonchakov.com, and any content, products, and services offered through them (the "Services").
Read these Terms carefully. By using the Services, you accept and agree to them and to our Privacy Policy. If you don't agree, don't use the Services.
The Services are available only to users 18 or older. By using them, you confirm you are at least 18 and able to enter a binding contract.

Changes to the Terms of Use

We may revise these Terms at our discretion. Changes take effect when posted. Your continued use after a change means you accept it. Please check this page periodically.

Accessing the Services

We may withdraw, change, or restrict any part of the Services at our discretion, and we won't be liable if the Services are unavailable at any time. You're responsible for making your own arrangements to access the Services and for ensuring anyone using your connection follows these Terms. Any information you provide must be accurate and current, and is handled per our Privacy Policy.

Intellectual Property Rights

The Services and all their content, features, and functionality are owned by the Company or its licensors and protected by U.S. and international IP laws. You may use the Services for personal, non-commercial use only. You may not reproduce, distribute, modify, republish, or commercially exploit any material without our prior written consent. To request permission, email maturity@artyfinch.com.

Trademarks

"Arty Finch," the Arty Finch logo, and related names and logos are trademarks of the Company. You may not use them without written permission. Other marks on the Services belong to their respective owners.

Prohibited Uses

You agree not to use the Services:
  • In any way that violates applicable law;
  • To harm or attempt to harm minors;
  • To send spam or unsolicited promotional material;
  • To impersonate the Company or any person;
  • To introduce viruses or other harmful code;
  • To gain unauthorized access to, interfere with, or disrupt the Services or their servers;
  • To use any robot, scraper, or automated means to access or copy material from the Services without our consent;
  • To otherwise interfere with anyone's use of the Services.

Reliance on Information Posted

Content on the Services is provided for general information only. We don't warrant its accuracy, completeness, or usefulness, and any reliance is at your own risk.

Purchases and Payment

We sell digital product (the "Product") through the Services.

Price. The Product is sold at the price listed at checkout.
Payment. Payments are processed by Stripe. By purchasing, you agree to Stripe's terms in addition to these Terms.
Access. On payment, you receive access to the Product.
License. Your purchase grants you a personal, non-transferable, non-exclusive license to access the Product for your own use.

You may not share, resell, redistribute, or publicly post the Product or its materials.

Refund Policy

All sales are final. We do not offer refunds. The Product is a digital product delivered immediately, and the full scope of what's included is described page before you buy. Please review it carefully before purchasing.

Products sold on Amazon, not by us. Purchases, delivery, and returns for the book are governed by Amazon's terms, not these Terms.

Third-Party Links

The Services may link to third-party sites (such as Amazon and our payment provider). We don't control them and aren't responsible for their content or practices. Accessing them is at your own risk and subject to their terms.

Geographic Scope

The Company is based in Florida, United States. We provide the Services globally.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES AND ALL PRODUCTS AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. THIS DOES NOT AFFECT WARRANTIES THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW.

Limitation on Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED IN CONTRACT, TORT, OR OTHERWISE, EVEN IF FORESEEABLE. THIS DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, licensors, and service providers from any claims, damages, losses, costs, or fees (including reasonable attorneys' fees) arising out of your violation of these Terms or your use of the Services.

Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any suit or proceeding must be brought exclusively in the federal or state courts located in Miami-Dade County, Florida, though we may bring an action against you in your country of residence. You waive objections to jurisdiction and venue in those courts.

Arbitration

At our sole discretion, we may require disputes arising from these Terms to be resolved by final and binding arbitration under the Rules of the American Arbitration Association, applying Florida law.

Limitation on Time to File Claims

Any claim arising out of these Terms or the Services must be brought within ONE (1) YEAR after it arises, or it is permanently barred.

Waiver and Severability

Our failure to enforce any provision is not a waiver of it. If any provision is held invalid, the rest remain in full effect.

Entire Agreement

These Terms and our Privacy Policy are the entire agreement between you and Arty Finch L.L.C. regarding the Services, superseding all prior agreements.

Your Comments and Concerns

The Services are operated by:Arty Finch L.L.C.3500 Coral Way, PH 213, Miami, FL 33145, United States, maturity@artyfinch.com